The Complete IRA Care Solution™

For many people their retirement accounts such as 401(k)'s, 403(b)'s, and IRA's are their single largest source of retirement savings, and often their largest asset. There are huge tax advantages that allow people with IRA's to create enormous tax-deferred and even tax-free wealth for themselves and their families, but these are largely unknown by financial advisors and consumers. This can be 30 to 40 years of savings that without a proper exit strategy can be lost to immediate and excessive taxation.

This is why consumers should work with advisors who are IRA specialists to take advantage of the IRA distribution rules that will allow them to parlay their IRA's into a family fortune. The average advisor is not an IRA distribution specialist and cannot competently address these issues. In fact, much less than 1% are which means that many people are being underserved by their current advisors. Without proper, up-to-date information, you risk making an irrevocable decision that affects the largest single source of retirement funds you may have. So how do you know you know your advisor is competent in these issues and has the most up to date IRA information? This is the advantage of working with an Elite IRA Advisor who uses The Complete IRA Care Solution™.

The Complete IRA Care Solution™ is an exclusive system created by Ed Slott for the complete care of all IRA distribution issues. This is the most comprehensive program ever created to address virtually every aspect of protecting and growing your retirement accounts. This program is comprised of 35 different modules, broken into three major categories, covering over 250 key areas of an IRA to make sure the accounts are set up properly to minimize tax and maximize family wealth. Without a properly executed beneficiary form, beneficiaries may loose the ability to Stretch an Inherited IRA over their own life expectancy and could potentially loose over 80% of the IRA to taxes. Over 80% to taxes you ask? Yes, over 80%. Call for an explanation.

The Complete IRA Care Solution™ is divided into three major components: The IRA Owner’s Care Solution™, The IRA Beneficiary’s Care Solution™, and The Special Issues Care Solution™. The following is a complete list of all modules:

The IRA Owner’s Care Solution™
Beneficiary Form
Custodial Form
Stretch Distributions
Estate Planning & Retirement Assets
RMD (Required Minimum Distribution) Calculations
Prohibited Transactions
Rollover/Lump Sum Distributions
Year End Checklist


The IRA Beneficiary’s Care Solution™
Spouse Beneficiary
Non-Spouse Beneficiaries
Separate Account Rules
Successor Beneficiary
Tax Breaks for Retirement Plan Beneficiaries


The Special Issues Care Solution™
Charity as a Beneficiary
Contributions to Retirement Plans
Creditor Protection/Bankruptcy
Disclaimer
Divorce

Early Distributions - 72(t)
Early Distributions - 10% Penalty Exceptions
Incapacity

International Transactions
IRD (Income in Respect of a Decedent)
Lump Sum Distribution Tax Breaks
Minor as a Beneficiary
Mistakes That Can Be Fixed

Non-Cash IRA Distributions
Private Letter Ruling Requests
Real Estate/Alternative Investments
Roth IRA
Schemes and Scams
Trust as a Beneficiary
Unmarried Couple Planning
 

Clients who go through the The Complete IRA Care Solution™ have the peace of mind knowing that their largest retirement asset is properly set up and that they and their beneficiaries will be able to retain family wealth by avoiding excessive taxation. Information such as the Complete IRA Care Solution™ and other valuable IRA Planning advice can be found in Ed Slott's "Your Complete Retirement Planning Road Map," "The Retirement Savings Time Bomb," and "Parlay you IRA into a Family Fortune."

Here are some questions that Slott suggests you ask your advisor to ensure your nest egg is in good hands:

• What resources or publications do you use to keep up-to-date with changing IRA distribution rules?
• What is the most recent IRA ruling or tax law change that you are aware of?
• Who should I name as my IRA beneficiary?
• How do you keep track of IRA beneficiary forms?
• Can you show me the IRS life expectancy tables you use to calculate required IRA distributions for both IRA owners and beneficiaries?
• What will happen to my IRA after my death?
• Who do you call when you have questions about IRA Distributions?

Call today to schedule a complementary 14-Point Beneficiary Form Review and receive a copy of one of Ed Slott's books.